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Tuesday
Oct132015

Isn't Fantasy Football Illegal Gambling?

Everyone is familiar with the phrase “No Purchase Necessary.” That’s because promotions based on chance – sweepstakes, giveaways, or any promotion where a winner is randomly selected – cannot require a purchase (i.e., consideration) for the chance to win a prize. This is important for many businesses who use promotions to attract new customers. So, why does it seem that fantasy football is different?

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Friday
Oct092015

Financial Institutions . . . In the News 

  • Maine Municipal Bond Bank receives an “AA-“ rating from Fitch.  (Business Wire 9.24.2015)
  • Chip credit and debit cards are replacing magnetic strip cards throughout the country to help the fight against data hacking and card skimming.  (Maine News 9.27.2015)
  • Some Maine businesses missed the October 1 deadline to provide new credit card readers allowing the use of chip cards making the business responsible for fraudulent transactions.  (MPBN 10.1.2015)
  • Bangor Savings Bank plans $10 million of investments in Southern Maine.  (BDN 10.7.2015)
  • USDA awards Community Concepts almost $800,000 in grants to build houses.  (MPBN 10.8.2015)
Thursday
Sep242015

Financial Institutions . . . In the News 

  • New Rule at FAME will prevent another Cate Street deal.  (BDN 8.20.2015)
  • Employees of KeyCorp, Maine’s second largest bank, receives visit from CEO Beth Mooney who talked about KeyBank’s growth in Maine.  (Mainebiz 8.24.2015)
  • Machias Savings Bank builds new bank in Presque Isle.  (BDN 9.2.2015)
  • Freddie Mac and Fannie Mae lengthen timelines in foreclosure proceedings.  (Housing Wire 9.4.2015)
  • Eric Rosengren, CEO of the Federal Reserve Bank of Boston to become the next chair of Colby College’s Board of Trustees in May 2016.  (Colby College 9.4.2015)
  • Attorney General’s office warns grandparents of scamming involving grandchildren involved in an accident or hurt.  (BDN 9.8.2015)
  • Card skimming is on the rise with new technology used by thieves.  (BDN  9.9.2015)
  • To assist with higher education, the White House improves federal financial aid rules.  (The Hill 9.15.2015)
  • Banks are not obligated to make businesses accounts whole when cybertheives strike.  (MPBN 9.15.2015)
  • A Wall Street watchdog’s board plan is devised to protect seniors and vulnerable adults.  (BDN 9.21.2015)
  • Maine’s single-family home median sale price rose 4.9 percent in August.  (PPH 9.21.2015)
  • Julia DeBery, Senior Vice President at Bath Savings Institution, to service on the Consumer Finance Protection Bureau’s (CFPB) Community Bank Advisory Council.  (Sen. King 9.21.2015)
Thursday
Aug272015

Financial Institutions . . . in the News

  • Moody’s gives Maine State Housing Authority Mortgage Purchase Bonds the rating designation of Aa1. (Moodys 8.5.2015)
  • Husson University College of Business and Bangor Savings Bank partner to create accelerated leadership program. (Mainebiz 8.10.2015)
  • Small banks and credit unions should have less regulation according to Rep. Bruce Poliquin. (PPH 8.11.2015)
  • Citizens Bank fined $20 million and order to pay back $11 million to consumers after failing to give customers their full deposits. (The Hill 8.12.2015)
  • US Senators Mike Rounds, of South Dakota, and Angus King, of Maine, submit legislation to give community banks, small businesses, and credit unions an voice in Consumer Financial Protection Bureau rulemaking process. (DSNews 8.14.2015)
  • Ethan Strimling and Phil Harriman interview on various topics include the Dodd-Frank regulations for small banks and credit unions. (PPH 8.16.2015)
  • Citibank to pay $700 million to customers for misrepresented products and identity theft protections and $70 million to CFPB for fine. (BDN 8.26.2015)
Tuesday
Aug042015

Financial Institutions . . . In the News

  • Camden National Bank’s acquisition of The Bank of Maine will be finalized in October 2015. (BDN 7.27.2015)
  • President /CEO Ryan Ellsworth expands The County Federal Credit Union with more locations planed in the future. (Mainebiz 7.27.2015)
  • Studies show that 90% of retired Americans still have debt. (MPBN 7.29.2015)
  • Primary Bank in New Hampshire is the fourth new bank to open in the U.S. since 2010 and the only new bank in 2015. (The Boston Globe 7.31.2015)
  • According to Bankrate.com, Maine’s closing costs are the fifth lowest nationally. (Mainebiz 8.3.2015)
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